SERVICES

Our certified debt specialists will begin by conducting a comprehensive assessment of your company’s financial situation. This process involves analyzing the company’s debts, cash flow, assets, and liabilities to gain a clear understanding of its financial health. After the assessment, our specialists will work with your company to develop a tailored debt management strategy to include your company’s goals and priorities regarding debt settlement. Following, we will contact the representative assigned to the collection of your debt (creditors, collections agencies, or attorney representatives) and inform them of our involvement. 

Your company will be able to focus on running its business by removing the pressure of repeated telephone calls. Certified Debt Specialists diligently work with the representative to achieve a reduction, a more cost-effective way to solve debt. Holland Debt Solutions, LLC, focuses on cash flow management and financials in order to achieve positive results for your company. All settlement documents are provided to the company for final approval.

Holland Debt Solutions, LLC, has the primary responsibility of negotiating with creditors on behalf of the company to achieve significant reductions. This negotiation may include debt settlements to reduce overall debt burden, lower interest rates, or extended repayment terms to improve the company’s financial position. With our combined experience of 30 years, we have averaged over 45% savings, including our fees.

A merchant capital advance (MCA) is a financing option for businesses where a lender provides a lump sum payment to a business in exchange for a percentage of its future credit card sales or other receivables. This type of funding is typically used by businesses that need quick access to capital but may not qualify for traditional loans due to poor credit history or lack of collateral. The repayment terms usually involve daily or weekly payments based on a percentage of the business's daily credit card sales until the advance, plus a fee, is repaid in full. While merchant cash advances can provide fast access to funds, they often come with higher fees and interest rates compared to traditional loans, making them a more expensive form of financing. While MCAs can provide quick access to capital, they can also potentially harm a company in several ways: high costs, cash flow issues, dependency, negative credit impact, or legal consequences. MCAs can provide short-term relief for businesses in need of immediate capital, but they come with significant risks and should be carefully evaluated against other financing options. 

Holland Debt Solutions, LLC, can provide assistance. If you're experiencing difficulties keeping up with your cash advance payments, it's crucial to take proactive steps and address the situation promptly to prevent aggressive collection actions. Holland Debt Solutions, LLC, possesses substantial expertise in handling cash advances and stands ready to assist your company in overcoming challenges. Whether you are beginning to lag behind on payments or find yourself caught in a cycle of financial strain, we are equipped to guide you back on the path to stability. Our certified debt specialists will define parameters with the MCA lenders that are feasible based on your company’s financial circumstances and negotiate terms such as reduced interest rates, extended repayment periods, or lump-sum settlements to resolve the default.